Run a shop on Cedros, a tasting room near Belly Up, or a service business off the 101 — your processor is quietly skimming you. SideGuy's office is around the corner from Belly Up; I'll read your statement over coffee.
Processor reps make their money on the markup they layer on top of interchange — so the rep is not on your side. The padding hides in plain sight:
SideGuy doesn't take a processor kickback. The job is simple: read your statement, strip the padding, and route you to interchange-plus — the transparent model where you pay the true card-network cost plus a small flat markup you can actually see. Most Cedros Design District retailers, Belly Up-area food & beverage, and the service trades along the 101 land 0.3–0.8% lower, and keep the relationship — no lock-in, no SOW.
Text a photo of your processing statement. I'll find the markup and tell you what you should be paying — free, no sales call.
Text 858-461-8054Call PJBecause the answer's usually a 15-minute read, not a pitch. I'm right down the coast — . If your processing's clean, I'll tell you that too. Operator-honest means I'd rather save you the meeting than sell you one.