Not sure which payment processor to use?

I'll tell you exactly what I'd pick for your business — and what to avoid — in about 60 seconds.

No sales pitch. No fluff. Just what I'd do if this was my business.

What people actually text me about payment processing

Stripe is best if...You're selling online, need subscriptions, or want developer flexibility.

Square is best if...You're in-person, want free hardware to start, or run a restaurant/retail shop.

PayPal is best if...Your customers expect it — but the fees add up fast. Know what you're paying.

The fee trapFlat-rate (2.6-2.9%) looks simple but costs more as volume grows. Ask about interchange-plus.

Text PJ directly — real human, honest answer, fast. No sales pitch.