Cyber insurance reviews from brokers are commission-driven by definition. This 5-question quiz scores Coalition, Beazley, Resilience, At-Bay, and Self-Insure/DIY against YOUR revenue tier, risk profile, breach-response needs, and renewal posture. Operator-honest scoring · no broker commission · just the operator read on each carrier.
Pick the answer that fits your situation. Click "Reveal Match" when done. Pure-client-side — nothing sent to any server. No email gate, no Calendly. Operator-honest scoring.
Each vendor wins a different scenario. The matchmaker quiz scores all 4 against your specific situation; below is the use-case map for context.
Best for: Active risk monitoring (continuous scanning) baked in · fastest claims-response in segment · tech-native underwriting · strong with SaaS/tech buyers · transparent renewal process
Trade-offs: Premium pricing for highest-risk segments · best for $5M-$500M revenue · less suited for legacy enterprise
Best for: Industry-best breach-response team (own forensics + legal + PR network · 24/7 dedicated breach hotline) · widest carrier credibility with enterprise buyers · strong Lloyd's of London backing · best for high-stakes incidents
Trade-offs: Conservative underwriting · slower binding cycle · higher premium for tech sector · less digital-first user experience
Best for: Active risk-engineering partnership (improvements reduce premium · not just policy + claim) · strong vCISO advisory · ransomware-focused expertise · best when you want carrier-as-partner not carrier-as-vendor
Trade-offs: Less established carrier brand · narrower distribution · works best with mid-market tech buyers · pricing model less transparent
Best for: Active scanning + alerts during policy term (catches issues before they become claims) · transparent pricing · fast quote-to-bind cycle · best entry-point coverage · strong SMB segment fit
Trade-offs: Coverage limits lower than enterprise carriers · less suited for $50M+ revenue · breach-response team smaller than Beazley/Coalition
Best for: $0 premium · self-determined reserve · pre-arranged IR firm retainer (Mandiant / CrowdStrike / Kroll) · works for cash-rich + low-risk businesses · no underwriter relationship cost
Trade-offs: Full balance-sheet exposure on incident · no third-party legal coverage · no PR/forensics retainer pre-paid · regulatory reporting cost · enterprise customers may require carrier-backed coverage in MSA
Things you won't see on the vendor's marketing pages. Real patterns from operators in this category.
Operator Audit · 3-5 day turnaround. morning_lap.py runs on your domain. Structured Coverage + Performance + 404 report. Operator-honest yes/no on whether the full $2K engagement fits. If you upgrade within 30 days, the $250 is credited. No retainer · no Calendly.
Sometimes the quiz score and the right answer for YOUR specific stack don't match. Operator-to-operator sanity-check in 5 messages. No Calendly, no email capture, no auto-funnel.
📲 Text PJ · 858-461-8054
Text PJ
858-461-8054