PJ · SideGuy Solutions
Morgan — let's automate the ugly payment ops work nobody wants to touch
⛰ Apex doctrine: SideGuy is the AI Translation Layer for Small Operators →TL;DR: Morgan — direct read from a single operator. Below: the actual answer (no fluff), what most articles miss, and the path forward — including when to skip the rest of the read and just text PJ at 858-461-8054.
Helped people with this exact issue recently · single operator · no funnel
Fellow payments nerd here. Stripe edge cases, recon hell, dispute queues — that's my wheelhouse too.
Quick answer — what this is
- Who: PJ, Encinitas-based builder. Payments is my strongest vertical — Stripe, processing, multi-party flows.
- What: AI automation for payment ops — reconciliation, dispute workflows, payout automation, exception handling.
- Why you: 18 mutuals, fractional payments lead in SD. You've seen the same broken ops I have.
- Ask: 20 min peer call. Compare notes. If there's a real thing to build, we talk scope.
Where payment ops is headed
- Recon is finally getting AI'd — Stripe + ERP + bank triangulation without a human babysitter
- Dispute response is templatable — evidence packs auto-assembled from order + comms data
- Payout automation means real-time splits, not batch CSV nightmares
Where SideGuy fits
- $100/hr, no retainer, no BS — pay for what actually ships
- Ship fast: working recon bot or dispute pipeline in weeks, not quarters
- Peer-to-peer build — I talk payments fluently, not consultant-speak
$100
Per hour · no retainer
18
Mutual connections
2-3w
First working automation
PJ · Encinitas, CA
858-461-8054
Morgan — the 18 mutuals tipped me off that we run in the same payments circle, and you being fractional head of payments means you've probably got three ops headaches queued up that nobody has bandwidth to fix properly. That's literally the stuff I love building — send me a text or hit me on LinkedIn and let's swap notes.
When to text PJ about Morgan
Yes — text now
- You've read 2-3 articles, still don't know what to do
- About to spend $500+ on a tool / contractor / build
- Want a 30-second sanity check from someone not selling you
- Local to North County San Diego (faster routing depth)
No — figure it out
- You haven't tried the obvious built-in fix yet
- Looking for a free template you can DIY in 10 min
- Just casually browsing, no real decision pending
- Need a service we don't actually route (we'll say so)
Worth a 20-minute call, Morgan?
No pitch deck. No retainer. Just two payments people talking about what's actually broken and what's worth building.
