People · operator entity page
Neil Holliday · every deal eventually needs the debt side
Commercial Mortgage Banker at Slatt Capital — the router between borrowers who need capital and the lenders whose appetite changes weekly.
Who Neil is
The debt-side seat
Lender appetite is a moving target: the same deal quotes differently month to month, lender to lender. The banker who tracks that motion systematically — instead of by memory and inbox archaeology — quotes faster and places cleaner. And in a network full of brokers and owners, the debt seat touches every deal eventually.
What a SideGuy does for Neil
Where a one-person tech layer fits a mortgage banker
- The lender-appetite tracker — Who's lending on what, at what terms, this week — systematized instead of memorized.
- Quotes as living pages — A borrower comparing options on one clean page beats a PDF stack from five lenders.
- The borrower follow-up grind — Rate-watch touches and refi-timing reminders that run themselves — every past borrower is a future one.
Neil, you do the part that requires the relationships: knowing which lender says yes before the call is made.
SideGuy is the layer underneath — the trackers, pages, and follow-ups that turn a banker's memory into a machine.
Want to try a tech department for an hour?
I'll give it a quick first look. No Calendly · no meeting · neighbor to neighbor.
Either way · I'll give it a quick first look. Text PJ at 858-461-8054. No Calendly · neighbor to neighbor.
Find Neil publicly
Neil's work, not ours
- LinkedIn: Neil Holliday
- Company: Slatt Capital · commercial mortgage banking
Same lane on SideGuy
The capital-markets layer on SideGuy
Related on SideGuy
North County coastal substrate
- The SideGuy Operator Network → the living map of every North County operator we've built a page for — you're on it
- San Diego operator network → all the neighbors in one place
- Local NCSD → the coastal operator network
- About PJ Zonis → the single operator behind this page
- People we work with → the broader operator index