🔨 Decision Packet — Hiring

Hire or DIY?

5 signals that tell you when a licensed contractor is legally required — and when YouTube is fine.

Decision Packet — Hiring

✓ Signal

Permit Required = Contractor

Electrical panel, structural, HVAC, plumbing: permit required = licensed contractor required.

✓ Signal

Insurance Reality

DIY on permitted work voids homeowner coverage. One claim denial covers a contractor for life.

✓ Signal

The $500 CA Rule

Jobs over $500 in labor and materials require a licensed CA contractor. It's the law.

✓ Signal

Red Flag Check

No license number, no written bid, cash only, pressure to start today: walk away immediately.

🔁 The Loop Contractor confusion → decision clarity → vetted hire

Not sure which way to go?

Text PJ — clarity before cost. Real answer in under 2 minutes.