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๐Ÿ  Decision Packet โ€” Roofing

Patch It or Replace It?

The roof inspection checklist San Diego homeowners get wrong โ€” and what contractors don't tell you.

Decision Packet โ€” Roofing
TL;DR: If your roof is past 80% of its rated life or has more than 2 active leaks, replace โ€” patches just delay the same bill plus interior damage. Asphalt shingles last 20โ€“25 yrs, tile 40โ€“50, metal 50+. PJ at SideGuy (Encinitas) reads roofer quotes free before you sign so you don't overpay or underbuy. Text 858-461-8054.
โœ“ Signal
The 25% Rule
If damage covers more than 25% of the surface: insurance requires replacement not repair.
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Granule Loss Test
Check gutters. Heavy granule buildup = shingles near end of life. Repair is a band-aid.
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Attic Light Test
Daylight visible from your attic? Immediate water intrusion risk. Do not wait.
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SD Cost Window
Repair: $400โ€“$1,800. Full replacement (2,000 sqft, comp): $12,000โ€“$22,000 installed.
๐Ÿ” The Loop Roof concern โ†’ inspection checklist โ†’ vetted roofer
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