PACE in North County: the four programs

PACE (Program of All-Inclusive Care for the Elderly) is a Medicare and Medi-Cal program where one team provides all of a person's care. Four programs serve North County San Diego, and all four take Solana Beach (92075) and Cardiff (92007) on the State's July 2026 PACE ZIP code list.

Del Mar (92014): Family Health Centers PACE doesn't list it; the other three do.

• Age 55 or older.
• Lives in a PACE service area.
• The State finds they need nursing-home level of care.
• Can live safely at home or in the community when they enroll.

• With Medi-Cal: no monthly premium.
• Medicare only: a monthly premium.
• Either way: Medicare says there's no deductible, copay or coinsurance for any drug, service or care the PACE team approves. Care the team didn't approve can be billed to you.

Call any of the four. An enrollment specialist does a home assessment, and the State approves the level of care. Some programs help with the Medi-Cal application. The State has paused new PACE organizations and service-area expansions since November 20, 2025, for at least two years; that doesn't stop anyone from enrolling in the programs already here.

The calls, the forms, the logins and the errands in between: PJ does the legwork with your family in Solana Beach, Encinitas, Cardiff and Del Mar. He doesn't give medical, legal or benefits advice; the programs decide. Plans start as low as $25.

Text PJ Make a fix plan

More: the care ladder · every senior waitlist · senior benefits checkup.

Sources: DHCS, PACE · DHCS, PACE ZIP codes July 2026 · Medicare.gov, PACE. Checked October 6, 2026.

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This page is built every morning from public data by SideGuy, run by PJ, a local in Solana Beach. If something looks off, or you want a hand with your plans, text PJ at 858-461-8054. A real person answers.

Local help, free to read: make your fix plan · senior benefits checkup · lower your SDG&E bill · Medicare Extra Help · the next 90 days. Plans start as low as $25.