Got a letter you don't understand? Take a photo of it. This page reads it right on your phone and tells you what it is and what to do, with a link to the official numbers. The photo never leaves your phone.
No photo? Type a few words from the letter
The letters it knows
- An SDG&E CARE or FERA renewal
- An SDG&E FERA notice
- An SDG&E past-due or shutoff notice
- Your Medicare plan's Annual Notice of Change
- A Medicare Extra Help or Medicare Savings Program letter
- A possible Medicare scam
- A Medi-Cal renewal
- A CalFresh report or renewal
- A Social Security benefit notice
- A property tax bill or notice
- An unclaimed money notice
- A California LifeLine phone discount notice
- An IHSS notice
Not on the list? Text PJ a photo (cover account numbers first) and he'll tell you what it is and what's due. Plans start as low as $25. Every benefit seniors miss.
Know what it is and need the date? Letter deadline calculator: IRS, Medicare, EDD, Covered California, CalFresh.
Reading is done by tesseract.js, an open-source text reader, running in your browser. A guide, not legal or tax advice.
Need a human?
This page is built every morning from public data by SideGuy, run by PJ, a local in Solana Beach. If something looks off, or you want a hand with your plans, text PJ at 858-461-8054. A real person answers.
Local help, free to read: make your fix plan · senior benefits checkup · lower your SDG&E bill · Medicare Extra Help · every 2027 Medicare plan · is my medication recalled? · the next 90 days. Plans start as low as $25. Your parent lives here and you don't? The Parent Check-In Plan, $25 a month.
Questions people ask
What does an SDG&E CARE recertification letter mean?
SDG&E is asking you to confirm you still qualify for the CARE discount (30 to 35% off electric). Answer by the date on the letter: households that don't respond are removed.
What is a Medicare Annual Notice of Change?
Your plan's letter listing what changes next year. Open Enrollment, October 15 to December 7, is when you can switch plans.
Is a letter about a new Medicare card a scam?
Real Medicare cards are free and mailed automatically. Don't give your Medicare, Social Security or bank number to anyone who contacts you; call 1-800-MEDICARE yourself.
Know someone who needs this?
Got a question about this? Ask PJ a question. A real person in Solana Beach texts you back.
Something changed here? Text PJ the fix: if it changes this page, you get $5. How it works.
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More free local tools: the North County toolkit.